:root{
  --navy:#0b2b5c;--blue:#0d5bd7;--blue2:#164a9c;--green:#12a56b;
  --ink:#14233b;--muted:#637083;--line:#e5eaf1;--bg:#f5f8fc;--white:#fff;
  --shadow:0 12px 35px rgba(13,43,92,.10);--radius:14px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55}
a{text-decoration:none;color:inherit}.section{width:min(1160px,92%);margin:auto}
.header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.nav-wrap{width:min(1200px,94%);margin:auto;min-height:76px;display:flex;align-items:center;gap:22px}
.brand{display:flex;align-items:center;gap:10px;min-width:235px}.brand-mark{width:46px;height:46px;border-radius:12px;background:linear-gradient(145deg,var(--blue),var(--navy));display:grid;place-items:center;color:#fff;font-size:24px;box-shadow:0 7px 18px #0d5bd733}
.brand-name{font-size:21px;font-weight:800;color:var(--navy);line-height:1}.brand-sub{font-size:12px;color:var(--blue);font-weight:700;margin-top:3px}.brand small{font-size:9px;color:#778397}
.nav{display:flex;align-items:center;gap:4px;flex:1;justify-content:center}.nav a{font-size:13px;font-weight:650;padding:9px 10px;border-radius:8px;color:#405069;white-space:nowrap}.nav a:hover,.nav a.active{background:#edf4ff;color:var(--blue)}
.call-top{background:var(--green);color:#fff;font-weight:800;padding:11px 15px;border-radius:9px;font-size:13px;white-space:nowrap}
.menu-btn{display:none;border:0;background:#edf4ff;color:var(--navy);font-size:23px;padding:7px 11px;border-radius:8px}

.hero{background:linear-gradient(115deg,#092c62 0%,#104c9d 58%,#eaf4ff 58%);min-height:470px;color:#fff;display:grid;grid-template-columns:1.05fr .95fr;align-items:center;padding:55px max(4%,calc((100% - 1160px)/2));overflow:hidden}
.hero-copy{max-width:590px}.hero-copy h1{font-size:50px;line-height:1.05;margin:0 0 8px;font-weight:850;letter-spacing:-1px}.script{font-size:29px;font-weight:700;color:#9be8c9;margin-bottom:17px}.hero-copy>p{font-size:18px;line-height:1.65;color:#e9f1ff;max-width:550px}
.trust-row{display:flex;gap:12px;margin:26px 0}.trust-row span{background:#ffffff14;border:1px solid #ffffff26;padding:11px 13px;border-radius:10px;min-width:128px}.trust-row b{display:block;font-size:13px}.trust-row small{display:block;color:#c8d7ee;font-size:10px}
.hero-buttons{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-flex;justify-content:center;align-items:center;border:0;border-radius:9px;padding:13px 20px;font-weight:800;font-size:14px;cursor:pointer}.btn.green{background:var(--green);color:#fff}.btn.blue{background:#fff;color:var(--navy)}.btn.full{width:100%;margin-top:17px}
.hero-art{min-height:350px;position:relative;display:grid;place-items:center}.umbrella{font-size:160px;opacity:.9;filter:drop-shadow(0 20px 20px #123d7b33)}.family,.car-art,.bike-art,.secure-badge{position:absolute;background:#fff;color:var(--navy);box-shadow:var(--shadow);border-radius:16px;padding:13px}.family{font-size:40px;top:26%;left:15%}.car-art{font-size:50px;right:7%;bottom:19%}.bike-art{font-size:45px;left:7%;bottom:11%}.secure-badge{right:10%;top:10%;font-size:13px;color:var(--green);text-align:center}

.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:-45px;position:relative;z-index:3}.service-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow);transition:.2s}.service-card:hover{transform:translateY(-3px);box-shadow:0 17px 42px #0d2b5c1c}.service-icon{width:52px;height:52px;border-radius:13px;display:grid;place-items:center;font-size:25px}.blue-bg{background:#eaf2ff}.green-bg{background:#e9fbf4}.purple-bg{background:#f0edff}.orange-bg{background:#fff2e4}.service-card h2{font-size:18px;margin:17px 0 7px}.service-card p{font-size:13px;color:var(--muted);min-height:62px}.small-btn{display:inline-block;padding:9px 13px;border-radius:8px;font-size:12px;font-weight:800}.blue-btn{background:#edf4ff;color:var(--blue)}.green-btn{background:#eafaf4;color:#07865a}.purple-btn{background:#f0edff;color:#6246c8}.orange-btn{background:#fff2e4;color:#c16a00}

.why{padding:60px 0}.why h2{text-align:center;font-size:30px;color:var(--navy)}.why-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;margin-top:28px}.why-grid>div{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px 12px;text-align:center;font-size:25px}.why-grid b{display:block;font-size:13px;margin-top:8px}

.quote-doc{padding:30px 0 60px}.quote-box{background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);padding:30px;max-width:850px;margin:auto}.quote-box h2{text-align:center;color:var(--navy);margin-top:0}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px}.form-grid input,.form-grid select{width:100%;border:1px solid #d8e0eb;border-radius:9px;padding:13px;font:inherit;outline:0;background:#fff}.form-grid input:focus,.form-grid select:focus{border-color:var(--blue);box-shadow:0 0 0 3px #0d5bd714}

.page-hero{background:linear-gradient(120deg,#092c62,#1555a8);color:#fff;text-align:center;padding:64px 20px;margin:0}.page-hero h1{font-size:40px;margin:0 0 8px}.page-hero p{max-width:720px;margin:auto;color:#dbe8fb}
.info-section{padding:42px 0 60px}.info-section h2{color:var(--navy);font-size:28px}.info-section p{color:#566579}.info-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:24px}.info-grid>div,.contact-card,.doc-list.large>div{background:#fff;border:1px solid var(--line);border-radius:14px;padding:23px;box-shadow:0 7px 25px #0d2b5c0a}.info-grid h3{color:var(--navy);font-size:16px}.doc-list.large{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;padding:10px 0 50px}.doc-list.large span{font-size:32px}.contact-grid{display:flex;justify-content:center;padding:45px 0 65px}.contact-card{width:min(620px,100%)}.contact-card h2{color:var(--navy)}.contact-card p{padding:8px 0;border-bottom:1px solid var(--line)}.contact-card a{color:var(--blue)}

footer{background:#071f42;color:#c7d5e8;margin-top:30px}.footer-grid{width:min(1160px,92%);margin:auto;padding:48px 0;display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:35px}.footer-brand{color:#fff;font-size:21px}.footer-brand small{font-size:11px;color:#8fb2df}.footer-grid h3{color:#fff;font-size:14px}.footer-grid p,.footer-grid a{font-size:12px;color:#aebed3}.footer-grid a{display:block;margin:8px 0}.copyright{border-top:1px solid #ffffff18;width:min(1160px,92%);margin:auto;padding:18px 0;font-size:11px}.copyright span{float:right}
.whatsapp-float{position:fixed;right:18px;bottom:18px;background:#16a66d;color:#fff;border-radius:50px;padding:11px 17px;display:flex;gap:8px;align-items:center;font-size:13px;font-weight:800;box-shadow:0 9px 28px #073e2b44;z-index:60}.whatsapp-float span{font-size:11px;line-height:1.1}

@media(max-width:1050px){.nav-wrap{gap:10px}.brand{min-width:210px}.nav a{padding:8px 6px;font-size:12px}.call-top{display:none}.hero{padding-left:6%;padding-right:6%}.cards{grid-template-columns:repeat(2,1fr);margin-top:20px}.why-grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:760px){
 .nav-wrap{min-height:68px}.brand{flex:1}.menu-btn{display:block}.nav{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;padding:10px 4%;border-bottom:1px solid var(--line);box-shadow:0 10px 25px #00000012;flex-direction:column;align-items:stretch}.nav.open{display:flex}.nav a{padding:12px}.hero{grid-template-columns:1fr;background:linear-gradient(145deg,#092c62,#1555a8);padding-top:45px}.hero-copy h1{font-size:39px}.hero-art{min-height:230px}.umbrella{font-size:100px}.cards{grid-template-columns:1fr}.why-grid{grid-template-columns:1fr 1fr}.form-grid,.info-grid,.doc-list.large{grid-template-columns:1fr}.page-hero h1{font-size:31px}.footer-grid{grid-template-columns:1fr 1fr}.copyright span{float:none;display:block;margin-top:8px}.whatsapp-float{right:12px;bottom:12px}
}

.trust-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:-25px;position:relative;z-index:3}.trust-strip>div{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 20px;box-shadow:var(--shadow)}.trust-strip b{display:block;color:var(--navy);font-size:14px}.trust-strip small{color:var(--muted);font-size:11px}@media(max-width:760px){.trust-strip{grid-template-columns:1fr;margin-top:15px}}

.eyebrow{font-size:11px;letter-spacing:1.4px;font-weight:850;color:var(--blue)}.vehicle-quote{padding:60px 0}.vehicle-head{text-align:center;max-width:750px;margin:auto}.vehicle-head h2{font-size:30px;color:var(--navy);margin:7px 0}.vehicle-head p{color:var(--muted);font-size:14px}.vehicle-form-card{margin:28px auto 0;background:#fff;border:1px solid var(--line);border-radius:16px;padding:25px;box-shadow:var(--shadow);max-width:950px}.vehicle-input-row{display:flex;gap:12px}.vehicle-input-row input{flex:1;border:1px solid #d8e0eb;border-radius:9px;padding:14px;font:inherit;text-transform:uppercase}.vehicle-status{font-size:12px;color:var(--muted);padding:12px 0}.vehicle-result{border-top:1px solid var(--line);padding-top:20px}.vehicle-summary{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.vehicle-summary>div{background:#f7faff;border:1px solid #e3ebf7;padding:13px;border-radius:10px}.vehicle-summary small{display:block;color:var(--muted);font-size:10px}.vehicle-summary b{display:block;color:var(--navy);font-size:13px;margin-top:4px}.vehicle-result h3{font-size:18px;color:var(--navy);margin-top:25px}.insurer-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:13px}.insurer-card{border:1px solid var(--line);border-radius:12px;padding:18px;background:#fff}.insurer-card .insurer-name{font-weight:850;color:var(--navy)}.premium{font-size:24px;font-weight:900;color:var(--green);margin:9px 0}.api-note{font-size:10px;color:#7a8594;margin-top:15px}
.portal-wrap{padding:40px 0 65px}.portal-login{max-width:450px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);padding:30px;text-align:center}.portal-login-icon{font-size:35px}.portal-login h2{color:var(--navy)}.portal-login p,.demo-note,.muted{font-size:11px;color:var(--muted)}.portal-login input{display:block;width:100%;margin:10px 0;padding:13px;border:1px solid #d8e0eb;border-radius:9px;font:inherit}.dashboard-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:22px}.dashboard-top h2{margin:5px 0;color:var(--navy)}.outline-btn{background:#fff;border:1px solid #cfd9e7;border-radius:8px;padding:10px 14px;font-weight:750;color:var(--navy);cursor:pointer}.stat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.stat{background:#fff;border:1px solid var(--line);border-radius:13px;padding:18px;box-shadow:0 6px 22px #0d2b5c0a}.stat small,.stat span{display:block;color:var(--muted);font-size:10px}.stat b{display:block;font-size:25px;color:var(--navy);margin:7px 0}.portal-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:16px;margin:18px 0}.portal-panel{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;box-shadow:0 6px 22px #0d2b5c0a}.panel-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:18px}.panel-head h3{margin:0;color:var(--navy)}.panel-head span{font-size:10px;color:var(--muted)}.portal-form-grid{display:grid;grid-template-columns:1fr 1fr;gap:11px;margin-bottom:14px}.portal-form-grid input,.portal-form-grid select,.rate-row input{border:1px solid #d8e0eb;border-radius:8px;padding:12px;font:inherit}.rate-row{display:flex;gap:8px}.rate-row input{width:110px}.commission-preview{margin-top:12px;padding:12px;background:#eafaf4;border-radius:9px;color:#07865a;font-size:13px}.table-scroll{overflow:auto}table{width:100%;border-collapse:collapse;font-size:12px}th,td{text-align:left;padding:12px;border-bottom:1px solid var(--line);white-space:nowrap}th{color:#68778c;font-size:10px;text-transform:uppercase}.status{padding:5px 8px;border-radius:20px;font-size:10px;font-weight:800}.status.ok{background:#eafaf4;color:#087f55}.status.pending{background:#fff5e8;color:#a96300}
@media(max-width:760px){.vehicle-input-row,.dashboard-top{flex-direction:column;align-items:stretch}.vehicle-input-row .btn{width:100%}.vehicle-summary,.insurer-cards,.stat-grid,.portal-grid{grid-template-columns:1fr}.portal-form-grid{grid-template-columns:1fr}}

.vehicle-input-row input::placeholder{color:#8995a6}.vehicle-input-row .btn:disabled{opacity:.7;cursor:wait}.insurer-card small{color:#778397;font-size:10px}

.quote-tabs{display:flex;gap:8px;margin-bottom:16px}.quote-tab{border:1px solid #d7e0ec;background:#fff;color:#53637a;border-radius:9px;padding:10px 18px;font-weight:800;cursor:pointer}.quote-tab.active{background:#edf4ff;color:#0d5bd7;border-color:#bcd3f6}.cover-row{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:14px}.cover-option{border:1px solid #dbe3ed;border-radius:10px;padding:12px;cursor:pointer;background:#fff}.cover-option.active{border-color:#0d5bd7;background:#f3f7ff}.cover-option input{accent-color:#0d5bd7}.cover-option b{display:block;font-size:12px;color:#14233b}.cover-option small{display:block;font-size:10px;color:#718096;margin-top:3px}.quote-result-head{display:flex;justify-content:space-between;align-items:center}.quote-result-head span{font-size:11px;color:#07865a;font-weight:800}.insurer-grid{grid-template-columns:repeat(3,1fr)}.insurer-meta{font-size:10px;color:#778397;margin-top:4px}.insurer-card{display:flex;flex-direction:column}.insurer-card .small-btn{align-self:flex-start}.insurer-directory{padding:20px 0 55px}.directory-head{text-align:center}.directory-head h2{font-size:30px;color:var(--navy);margin:6px 0}.directory-head p{color:var(--muted);font-size:13px}.insurer-directory-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:24px}.directory-card{background:#fff;border:1px solid var(--line);border-radius:11px;padding:13px;display:grid;grid-template-columns:34px 1fr;column-gap:10px;align-items:center}.directory-card .insurer-logo{width:34px;height:34px;border-radius:8px;background:#edf4ff;color:#0d5bd7;display:grid;place-items:center;font-size:11px;font-weight:900;grid-row:span 2}.directory-card b{font-size:11px;color:var(--navy)}.directory-card small{font-size:9px;color:var(--muted)}@media(max-width:760px){.cover-row,.insurer-grid,.insurer-directory-grid{grid-template-columns:1fr}}